HB 646 details trusts administered by non-profit organizations for people over the age of 65. It provides for various revisions to prohibit discrimination regarding the use of community trusts based on the age of an impaired person; to revise legislative findings; to revise the definition of "impairment"; to provide for the treatment of contributions to a community trust by a beneficiary over the age of 65; to change certain provisions relating to documents establishing a community trust; and to provide for a statutory approved form of community trust joinder agreement.