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SB 0361 - Georgia Credit Protection Act; provide definitions; credit reports; provide method of placing and removing security freeze

Tracking Level: Monitor
Sponsor: Rogers,Chip 21st
Last Action: 3/18/2008 - House Committee Favorably Reported
Senate Committee: B&FI
House Committee: B&B
Assigned To:
05. Superior CourtsNext Bill

Staff Analysis of the Legislation

SB 361 amends Chapter 1 of Title 10, relating to selling and other trade practices, so as to permit a consumer to place a security freeze on his or her credit report and to provide a method for placing and removing a security freeze. This bill also prohibits the release of a credit report that is subject to a security freeze, except in certain instances and allows certain fees to be charged in connection with a security freeze, as long as the fee does not exceed the cost. SB 361 also regulates changes to a credit report that is subject to a security freeze and prohibits certain uses of a consumer's personal information.


Bill Summary from the State Site - Click for the State Summary Page / Click for Current Full Text