Staff Analysis of the Legislation
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SB 361 amends Chapter 1 of Title 10, relating to selling and other trade practices, so as to permit a consumer to place a security freeze on his or her credit report and to provide a method for placing and removing a security freeze. This bill also prohibits the release of a credit report that is subject to a security freeze, except in certain instances and allows certain fees to be charged in connection with a security freeze, as long as the fee does not exceed the cost. SB 361 also regulates changes to a credit report that is subject to a security freeze and prohibits certain uses of a consumer's personal information. |