HB 1101 amends Title 33 of the OCGA to clarify the requirements of a statement of oath made by an insurer providing liability or casualty insurance coverage. A statement must be made to a claimant within 30 days of receiving the claim and must state the claimant’s right to seek attorney representation during a process. The insurer is required to treat a claimant’s financial interests equal to that of the insurer’s financial interests. Failure of an insurer to comply will give rise to a claim of bad faith.